Brand new for 2018: A fully revised edition of one of the most influential books ever written on personal finance with more than a million copies sold
“The best book on money. Period.” –Grant Sabatier, founder of “Millennial Money,” on CNBC Make It
"This is a wonderful book. It can really change your life." -Oprah
For more than twenty-five years, Your Money or Your Life has been considered the go-to book for taking back your life by changing your relationship with money. Hundreds of thousands of people have followed this nine-step program, learning to live more deliberately and meaningfully with Vicki Robin’s guidance. This fully revised and updated edition with a foreword by "the Frugal Guru" (New Yorker) Mr. Money Mustache is the ultimate makeover of this bestselling classic, ensuring that its time-tested wisdom applies to people of all ages and covers modern topics like investing in index funds, managing revenue streams like side hustles and freelancing, tracking your finances online, and having difficult conversations about money.
Whether you’re just beginning your financial life or heading towards retirement, this book will show you how to:
• Get out of debt and develop savings
• Save money through mindfulness and good habits, rather than strict budgeting
• Declutter your life and live well for less
• Invest your savings and begin creating wealth
• Save the planet while saving money
• …and so much more!
"The seminal guide to the new morality of personal money management." -Los Angeles Times
*Includes a Bonus PDF with charts and graphs
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"Am planning to reread. It had a profound influence on me the first time I read it. I found the philosophy and thoughtful questions about one's relationship to money (money = life energy, like what is called cost/benefit analysis today...) more important than various charts, techniques, etc."
— Iris (4 out of 5 stars)
[Your Money or Your Life] changed my life...I started believing that my life controlled my money. I began to see my life without the weight of debt and the need to chase a paycheck because I actually understood the path to get there.
— Trent Hamm, "The Simple Dollar"“Vicki Robin’s Your Money or Your Life offers readers the gift of meaningful, applicable advice so that they can achieve true financial independence on their terms. It is deservedly one of the most acclaimed and referenced financial advice books of our time and will undoubtedly continue that legacy for generations.
— Farnoosh Torabi, bestselling financial author and host of the award-winning podcast So MoneyIf you want to invest in your financial future and (more importantly) your long-term happiness, I can’t think of a better investment than Your Money or Your Life.
— Brandon Ganch, "Mad Fientist""Your Money or Your Life is a wise book...I am thankful to Joe Dominguez and Vicki Robin for getting so much of this started, as are countless thousands of other people who are now more free than they could have otherwise been.
— Mr. Money Moustache"Now as never before, it's time to stop trying to 'get ahead' in a race that both fixed and futile, and figure out how to organize your life so that it can be your life. Your one precious life, lived for yourself and for your community and for your planet. Your Money or Your Life shows you how to make the shift.Vicki Robin wrote the book on retiring happy. Now a whole new generation is taking her advice. [She is] the millenial money whisperer.
— Money MagazineThe seminal guide to the new morality of personal money management.
— Los Angeles Times"This is a wonderful book. It can really change your life.
— OprahThe best book on money period.
— Grant Sabatier, founder of "Millennial Money," on CNBC Make It" This is a book that I read when it was first published and it caused me to rethink living simply. It still has a lot of merit, maybe more so, in today's world. "
— Marguerite, 2/15/2014" this is a very life changing book that I think everyone should read to help you get some control on your finances. "
— Jeremy, 1/9/2014" hmm, well, it's a book about becoming financially independent. a pipe dream? maybe. read the book. "
— Peter, 12/21/2013" A really interesting approach to looking at the value of your life's energy. "
— Sabkymom, 11/16/2013" This was an interesting read. Applying the techniques in the book, you can figure out your real hourly wage. Some of the thought processes were interesting to follow as well. "
— Tony, 10/11/2013" This book changed the way I think about money and working. While there were a few points I didn't necessarily agree with (ex, there is no Job Charming), overall I loved this book and believe it will have a positive impact upon how I view and manage my money, time, and assets. "
— Val, 10/8/2013" I'm stuck at the part where they want me to figure out the minute details of my financial life...daunting. But it's a great book. Has changed my life and the lives of family members. One day I will finish... "
— Becca, 10/8/2013" This should be required reading for all high-schoolers. BEFORE they decide what career path they want to pursue! "
— Bethany, 9/29/2013" Definitely made me think about my values and what I want out of life. "
— Tanya, 6/4/2013" This book introduces some sensible strategies of how to lead financially sustainable as well as less consumerism-oriented lifestyle.Definitely a good resource "
— Nina1982, 4/30/2013" I read the original edition 20 years ago and it helped set me on the path to financial independence. Now that I'm approaching retirement it's helping me to get focused on meeting my goals to make a life, not an income, in the near the future. "
— Jana, 12/31/2012" Great advice on how to be to conscious of spending habits and how to gain control over the evil that is money. "
— Leilani, 12/6/2012" Change your way of thinking about money and what is the mostvalue in life. "
— Intan, 10/11/2012" Carl makes me read this book every other year.I think I frustrate him. "
— Celia, 6/23/2012" Some of the concepts are helpful - esp. the correlation between spending & how many "life hours" I am really giving up! Overall though I've found that most of the concepts are given a competent overview in "The Guide to Simple Living". "
— Krystal, 6/9/2012" A great book that forces you to take a good hard look at your relationship with money and your values. "
— Laura, 5/3/2012" This book changed the way I looked at budgeting and other financial matters. Totally. "
— Linda, 4/8/2012" This is the best book ever written on how to manage your money and how to retire. Ive read a ton of these and this is the best. "
— Cordell, 3/17/2012" Wish I could live out more of these principles. Great information on how we view money and what we equate our time to. Loved it. "
— Aubri, 3/13/2012" As far as thinking about financial issues goes, this was something of a breakthrough for me. So, he changed my mind. I'm not so sure that the influence has extended to my actions, but that would be my fault, right? "
— Kaethe, 3/9/2012" Gives you a real relationship with money to live your life with purpose. Using money as a tool. "
— Derek, 1/15/2012" It was great! I think I need to read it again. "
— Cindy, 10/3/2011" I'm giving this book five stars because of the way it made me look differently at money and work. I wish I could give it 4.5 though, because of the awfully dated investment advice in the final chapter. (written 20 years ago) But aside from that, I would recommend this strategy to anyone. "
— Samantha, 5/10/2011" Excellent financial management. A good compliment to the Riches Man in Babylon. This was is more of the how to as well as what to do, the Riches Man in Babylon is more of the what to do. "
— Ann, 4/16/2011" This book changed the way I looked at budgeting and other financial matters. Totally. "
— Linda, 4/11/2011" I enjoyed the exercises in this book, but if you're looking at getting out of debt, I'd recommend Financial Peace by Dave Ramsey. His plan is simpler and doesn't involve so much math! "
— Carrie, 3/31/2011" I keep coming back to this book over and over... "
— Skara_brae, 2/21/2011" One of my favorite books about voluntary simplicity. "
— Suellen, 2/14/2011" There aren't many books that I think everyone should read, but this is one of them. Following the excercises is a reality check for how you think about money, and about what's important to you in life. "
— Corbet, 2/9/2011" I really liked this book. It helped me to look at life more objectively. I'd love to require my college age kids to read it. <br/> <br/>Now that doesn't mean I think all of his ideas are valid. I just like how it makes you take a look at your values. "
— Lapriel, 2/1/2011" Found this book to have some interesting ideas but they were often obscured by rambling chapters with many topics loosely tied together. It was so frustrating to read that I mainly skimmed the last chapters. "
— Benjamin, 1/26/2011" Great book for me right now since I am starting to earn money of my own for the first time and I need to figure out what to do with it. Also describes a great way to look at money in general "
— Brian, 1/14/2011Vicki Robin is a renowned innovator, writer, and speaker. In addition to coauthoring the bestselling Your Money or Your Life, Vicki has been at the forefront of the sustainable living movement. She has received awards from Co-Op America and Sustainable Northwest and was profiled in Utne magazine’s book Visionaries: People and Ideas to Change Your Life. She lives on Whidbey Island in Washington.Joe Dominguez (1938-1997) was a successful financial analyst on Wall Street before retiring at the age of thirty-one by following the nine-step program he formulated for himself. He taught this formula for many years, and preserved it for future generations in Your Money or Your Life. From 1969 on, he was a full-time volunteer and donated all proceeds from his teaching to transformational projects.