Download The Total Money Makeover: A Proven Plan for Financial Fitness Audiobook

" I have recently finished this book and immediately began applying its principles where I can. While I have read a good amount of books on the "financial makeover" this book in particular just seemed so real and the principles just stuck with me. Dave Ramsey gives you advice that seems so obvious yet a majority of people have no clue how to apply any of them. He offers simple yet extremely satisfying tactics on how to free yourself from debt and become financially free, and I am very grateful I read this book. "

" I am still reading this book and will probably have to go back and read it again. I love the myth buster and testimonials. It really helped me get a grip on an actual budget (though I'm constantly having to tweak mine) and to actually build up an emergency fund. I recently had a major car expense of about $750 to repair a fuel pump issue. Normally when "Murphy" (as in Murphy's law) would come around I would freak out and call my parents for help. This time, I had an emergency fund and this time it was not as big a deal (less stress). A pain in the butt that I had broken down at the grocery store with cold foods melting but I didn't have to call my parents for financial assistance and I wasn't about to go without paying other bills because of this instance. It was FANTASTIC! I wish and pray that one day the public high schools will teach Financial planning to its students. Though learning how to bake bread and sew pillows has its importance, being able to manage your own money should be a top priority in our society. Thank you Dave Ramsey for a wonderfully insightful book! "

" This book is a "well, duh" moment. DR is going to push my comfort level a bit, but I know we will be better for it in the end. Here we go! "

" This book is crazy and when you do the math it all makes sense... This may change my life. "

" Way too much of this book is spent selling this "makeover" and too little spent explaining what to do. And what is explained is not that original or helpful, in my mind, for those in most need of getting their financial affairs in order. There are a few helpful charts and figures though. "

" Eye opening, in your face advice for money management. Recommend it to everyone. "

" Dave Ramsey has a good philosophy of money - if you have it, you can spend it. If you don't have it, you probably shouldn't spend it. His rules for saving money are easy to understand, grounded in logic (and for those who are interested, Christian scriptures), and simple to follow. Notice, I did not say easy to follow because for many, major life spending habits are about to change. However, by following his plan, I have been let go from a job and I am not freaking out about it because I have a 3-6 months savings account that I can rely on while I work my tail off to get a new (and better) job. For anyone who is looking to make some financial changes in their life, I encourage you to read this book. It's engaging and smart. "

" The best personal finance book I've ever read. "

" It was ok. If anything, it gets you pumped up and motivated to save more and pay off more debts! It has given me a few more strategies for coping with school loans and unemployment. "

" A little repetitive but a good read. He made everything interesting and the personal stories from individuals were pretty inspiring. Now if only I can stick to a budget... "

" I was hesitate to read this book especially from Dave Ramsey. He was very black and white about personal finance and it made sense to me. I have apply most of the principles and still continue to master the rest. I would recommend this book. It's an easy read and I finished it in a few days. "

" Completely changed the way I look at my finances and debt! Excellent read and provides some very interesting points on finance. A simple, hard working approach to eliminating debt and getting control of your finances. "

" I guess I should wait to tell you what I think until we're done with it. Here goes nothing... "

" Liked it and can see some really good ideas on it. Sitting on the fence about how serious I would be about strictly following it. But I think I have already done a lot of it, just not as intense or in the same order. "

" I look forward to becoming wealthy once I have completed all the steps in the Total Money Makeover. Dave Ramsey knows his stuff and anyone who reads and lives by this principles will be rich! "

" Changed our lives. He teaches you how to "tell your money where to go instead of wondering where it went." This book is about changing your attitude and your heart. It's about living with in your means, which the world demands the opposite. "

" Personal finance can be scary and frustrating. Dave Ramsey provides a simple step by step set of goals that give meaning to the money you make. Reading this book inspired us to be DEBT FREE and think strategically about our financial future. "

" awesome book that teaches you how to have finacial freedom! "

" Wish Mark and I would have read this 10 years ago when we got married. We would have made some different decisions and had a much bigger bank account. Never too late to start. "

" Dave Ramsey rocks. The man has quite the sense if humor, so it made the book an enjoyable read! Can't wait to become a millionaire! "

" Gives good financial advice. Tells it like it is and still makes everything seem do-able... "

" I LOVE this book and class. My life has changed b/c of this man. We are so glad we found his book. Its a very easy read! "

" Insightful and in plain language. Great examples. An inspiring way to live. "

" I hate Ramsey's slagging on Social Security (and am Agnostic, so the religion stuff doesn't do much for me -- but doesn't take away either)... but everything else about his plan is rock solid. "

" Great ideas and very motivational! "

" Dave Ramsey frequently mentions God and often sounds like an infomercial, which were two turnoffs for me. HOWEVER, I do feel he gives very good, logical, straightforward financial advice. I know I will benefit financially from reading this book. "

" This book does you no good if you are not willing to follow the instructions for getting out of debt. Great read. "

" I love how empowering this book is! My favorite quote is" If you can control the man in the mirror you can be both skinny and rich" What an amazing book!
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" Debt is bad, saving is good. If you already knew that, you can skip this one. "

" The advise in this book is so practical and important I wish i could give a copy to everyone I know. "

" This is like a clean financial course "

" Dave Ramsey makes some really great budgeting suggestions. I just passed this on to my husband and so he is reading it now. Hopefully we can start doing some of the steps and get our minivan! "

" Awesome book. I still refer. This book is only for those who are serious about getting their monies straight. I absolutely loved it! "

" Quick read and good financial advice. Very basic but a good reminder. "

" Good common sense that we all have to be reminded of frequently. Taking the ideas of this book to heart and implementing them has changed our financial lives. "

" I really liked this book. Practical, motivating, and life changing! I would recommend this to anyone!! "