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Download The Total Money Makeover: A Proven Plan for Financial Fitness Audiobook

Extended Audio Sample The Total Money Makeover: A Proven Plan for Financial Fitness Audiobook, by Dave Ramsey Click for printable size audiobook cover
4 out of 54 out of 54 out of 54 out of 54 out of 5 4.00 (18,764 ratings) (rate this audio book) Author: Dave Ramsey Narrator: Dave Ramsey Publisher: HarperCollins Christian Format: Abridged Audiobook Delivery: Instant Download Audio Length: Release Date: February 2007 ISBN: 9781418575090
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The success stories speak for themselves in this book from money maestro Dave Ramsey. Instead of promising the normal dose of quick fixes, Ramsey offers a bold, no-nonsense approach to money matters, providing not only the how-to but also a grounded and uplifting hope for getting out of debt and achieving total financial health. And The Total Money Makeover isn’t theory. It works every single time. It works because it is simple. It works because it gets to the heart of the money problems: you.

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Listener Opinions

  • 4 out of 54 out of 54 out of 54 out of 54 out of 5 Dawn Avery | 2/1/2014

    " I am still reading this book and will probably have to go back and read it again. I love the myth buster and testimonials. It really helped me get a grip on an actual budget (though I'm constantly having to tweak mine) and to actually build up an emergency fund. I recently had a major car expense of about $750 to repair a fuel pump issue. Normally when "Murphy" (as in Murphy's law) would come around I would freak out and call my parents for help. This time, I had an emergency fund and this time it was not as big a deal (less stress). A pain in the butt that I had broken down at the grocery store with cold foods melting but I didn't have to call my parents for financial assistance and I wasn't about to go without paying other bills because of this instance. It was FANTASTIC! I wish and pray that one day the public high schools will teach Financial planning to its students. Though learning how to bake bread and sew pillows has its importance, being able to manage your own money should be a top priority in our society. Thank you Dave Ramsey for a wonderfully insightful book! "

  • 5 out of 55 out of 55 out of 55 out of 55 out of 5 Mila | 2/1/2014

    " This book is a "well, duh" moment. DR is going to push my comfort level a bit, but I know we will be better for it in the end. Here we go! "

  • 5 out of 55 out of 55 out of 55 out of 55 out of 5 Stacey | 2/1/2014

    " This book is crazy and when you do the math it all makes sense... This may change my life. "

  • 3 out of 53 out of 53 out of 53 out of 53 out of 5 Elizabeth Hills | 1/30/2014

    " Way too much of this book is spent selling this "makeover" and too little spent explaining what to do. And what is explained is not that original or helpful, in my mind, for those in most need of getting their financial affairs in order. There are a few helpful charts and figures though. "

  • 5 out of 55 out of 55 out of 55 out of 55 out of 5 Khazanah | 1/26/2014

    " Eye opening, in your face advice for money management. Recommend it to everyone. "

  • 4 out of 54 out of 54 out of 54 out of 54 out of 5 Megan Fackenthal | 1/26/2014

    " Dave Ramsey has a good philosophy of money - if you have it, you can spend it. If you don't have it, you probably shouldn't spend it. His rules for saving money are easy to understand, grounded in logic (and for those who are interested, Christian scriptures), and simple to follow. Notice, I did not say easy to follow because for many, major life spending habits are about to change. However, by following his plan, I have been let go from a job and I am not freaking out about it because I have a 3-6 months savings account that I can rely on while I work my tail off to get a new (and better) job. For anyone who is looking to make some financial changes in their life, I encourage you to read this book. It's engaging and smart. "

  • 5 out of 55 out of 55 out of 55 out of 55 out of 5 Maryann | 1/19/2014

    " The best personal finance book I've ever read. "

  • 2 out of 52 out of 52 out of 52 out of 52 out of 5 Susan | 1/12/2014

    " It was ok. If anything, it gets you pumped up and motivated to save more and pay off more debts! It has given me a few more strategies for coping with school loans and unemployment. "

  • 4 out of 54 out of 54 out of 54 out of 54 out of 5 Emma | 12/24/2013

    " A little repetitive but a good read. He made everything interesting and the personal stories from individuals were pretty inspiring. Now if only I can stick to a budget... "

  • 5 out of 55 out of 55 out of 55 out of 55 out of 5 Raquel | 12/6/2013

    " I was hesitate to read this book especially from Dave Ramsey. He was very black and white about personal finance and it made sense to me. I have apply most of the principles and still continue to master the rest. I would recommend this book. It's an easy read and I finished it in a few days. "

  • 5 out of 55 out of 55 out of 55 out of 55 out of 5 Leigh | 12/4/2013

    " Completely changed the way I look at my finances and debt! Excellent read and provides some very interesting points on finance. A simple, hard working approach to eliminating debt and getting control of your finances. "

  • 4 out of 54 out of 54 out of 54 out of 54 out of 5 Nicolle | 11/17/2013

    " I guess I should wait to tell you what I think until we're done with it. Here goes nothing... "

  • 4 out of 54 out of 54 out of 54 out of 54 out of 5 Wendi | 11/16/2013

    " Liked it and can see some really good ideas on it. Sitting on the fence about how serious I would be about strictly following it. But I think I have already done a lot of it, just not as intense or in the same order. "

  • 5 out of 55 out of 55 out of 55 out of 55 out of 5 Angela Prickett | 7/22/2013

    " I look forward to becoming wealthy once I have completed all the steps in the Total Money Makeover. Dave Ramsey knows his stuff and anyone who reads and lives by this principles will be rich! "

  • 5 out of 55 out of 55 out of 55 out of 55 out of 5 Tami Steelman | 12/23/2012

    " Changed our lives. He teaches you how to "tell your money where to go instead of wondering where it went." This book is about changing your attitude and your heart. It's about living with in your means, which the world demands the opposite. "

  • 5 out of 55 out of 55 out of 55 out of 55 out of 5 Jared Dees | 12/13/2012

    " Personal finance can be scary and frustrating. Dave Ramsey provides a simple step by step set of goals that give meaning to the money you make. Reading this book inspired us to be DEBT FREE and think strategically about our financial future. "

  • 5 out of 55 out of 55 out of 55 out of 55 out of 5 Kimanzi Constable | 7/10/2012

    " awesome book that teaches you how to have finacial freedom! "

  • 5 out of 55 out of 55 out of 55 out of 55 out of 5 Erin Mehler | 6/20/2012

    " Wish Mark and I would have read this 10 years ago when we got married. We would have made some different decisions and had a much bigger bank account. Never too late to start. "

  • 5 out of 55 out of 55 out of 55 out of 55 out of 5 Sandy Graves | 6/6/2012

    " Dave Ramsey rocks. The man has quite the sense if humor, so it made the book an enjoyable read! Can't wait to become a millionaire! "

  • 5 out of 55 out of 55 out of 55 out of 55 out of 5 Malia | 3/4/2012

    " Gives good financial advice. Tells it like it is and still makes everything seem do-able... "

  • 5 out of 55 out of 55 out of 55 out of 55 out of 5 Gabriela Jimenez | 1/14/2012

    " I LOVE this book and class. My life has changed b/c of this man. We are so glad we found his book. Its a very easy read! "

  • 4 out of 54 out of 54 out of 54 out of 54 out of 5 Mara | 12/25/2011

    " Insightful and in plain language. Great examples. An inspiring way to live. "

  • 4 out of 54 out of 54 out of 54 out of 54 out of 5 10thumbs | 10/2/2011

    " I hate Ramsey's slagging on Social Security (and am Agnostic, so the religion stuff doesn't do much for me -- but doesn't take away either)... but everything else about his plan is rock solid. "

  • 5 out of 55 out of 55 out of 55 out of 55 out of 5 Jholverson | 8/9/2011

    " Great ideas and very motivational! "

  • 3 out of 53 out of 53 out of 53 out of 53 out of 5 Emily | 6/26/2011

    " Dave Ramsey frequently mentions God and often sounds like an infomercial, which were two turnoffs for me. HOWEVER, I do feel he gives very good, logical, straightforward financial advice. I know I will benefit financially from reading this book. "

  • 5 out of 55 out of 55 out of 55 out of 55 out of 5 Jerry | 6/24/2011

    " This book does you no good if you are not willing to follow the instructions for getting out of debt. Great read. "

  • 5 out of 55 out of 55 out of 55 out of 55 out of 5 Mary | 6/24/2011

    " I love how empowering this book is! My favorite quote is" If you can control the man in the mirror you can be both skinny and rich" What an amazing book!
    "

  • 3 out of 53 out of 53 out of 53 out of 53 out of 5 David | 6/19/2011

    " Debt is bad, saving is good. If you already knew that, you can skip this one. "

  • 5 out of 55 out of 55 out of 55 out of 55 out of 5 Lindsay | 6/19/2011

    " The advise in this book is so practical and important I wish i could give a copy to everyone I know. "

  • 4 out of 54 out of 54 out of 54 out of 54 out of 5 Intan | 6/17/2011

    " This is like a clean financial course "

  • 3 out of 53 out of 53 out of 53 out of 53 out of 5 Rebecca | 6/17/2011

    " Dave Ramsey makes some really great budgeting suggestions. I just passed this on to my husband and so he is reading it now. Hopefully we can start doing some of the steps and get our minivan! "

  • 5 out of 55 out of 55 out of 55 out of 55 out of 5 Cynthia | 6/13/2011

    " Awesome book. I still refer. This book is only for those who are serious about getting their monies straight. I absolutely loved it! "

  • 3 out of 53 out of 53 out of 53 out of 53 out of 5 Jeff | 6/9/2011

    " Quick read and good financial advice. Very basic but a good reminder. "

  • 5 out of 55 out of 55 out of 55 out of 55 out of 5 Angie | 6/5/2011

    " Good common sense that we all have to be reminded of frequently. Taking the ideas of this book to heart and implementing them has changed our financial lives. "

  • 5 out of 55 out of 55 out of 55 out of 55 out of 5 Julie | 6/3/2011

    " I really liked this book. Practical, motivating, and life changing! I would recommend this to anyone!! "

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About the Author
Author Dave Ramsey

Dave Ramsey is a financial consultant and the author of the New York Times bestselling books Financial Peace and The Total Money Makeover. Taking lessons from his own financial struggles, he built a financial education system including classes, radio, and television programs that broadcast his message of debt-reduction and financial management to listeners and viewers all over the United States.