" Dave Ramsey has a good philosophy of money - if you have it, you can spend it. If you don't have it, you probably shouldn't spend it. His rules for saving money are easy to understand, grounded in logic (and for those who are interested, Christian scriptures), and simple to follow. Notice, I did not say easy to follow because for many, major life spending habits are about to change. However, by following his plan, I have been let go from a job and I am not freaking out about it because I have a 3-6 months savings account that I can rely on while I work my tail off to get a new (and better) job. For anyone who is looking to make some financial changes in their life, I encourage you to read this book. It's engaging and smart. "
— Megan, 1/26/2014