Many people feel hopeless or confused when it comes to dealing with money. Even if they have a bookshelf full of personal finance books, they don’t have time to make sense of all the information available. They don’t just want good advice, they want the best advice—so rather than do the “wrong thing,” they do nothing. Their 401(k) and bank statements pile up, unexamined or maybe even unopened.
Bad calls about money aren’t failures; they’re just what happens when emotional creatures have to make decisions about the future with limited information. We need to scrap striving for perfection and instead commit to a process of guessing and making adjustments when things go off track.
The fact is, in a single page you can prioritize what you really want in life and figure out how to get there. That’s because a great financial plan has nothing to do with what the markets are doing, what your real estate agent is pitching, or the hot stock your brother-in-law told you about. It has everything to do with what’s most important to you.
In The One-Page Financial Plan, author and financial planner Carl Richards covers a range of topics, sharing strategies that will take the complexity out of them, including:
- What about the details?
- How much do I need to invest each year, and how do I allocate it?
- How much life insurance do I need?
- And many more.
The most important thing is getting clarity about the big picture so you can cope with the unexpected. But no matter what happens, this audiobook will help you bridge the gap between where you are now and where you want to go. Download and start listening now!