Striking out on your own for the first time is exhilarating. But in a culture full of bad advice, predatory banks, and splurge-now-pay-later temptations, it can also be extremely dangerous--leading you to make financial decisions that could hurt you for years to come. Combine this with a slumped economy, mounds of student loans, and dubious examples from reality TV stars to politicians to your own parents, and it’s no wonder so many twenty-somethings are struggling. Twenty-three-year-old Zac Bissonnette--the author of Debt-Free U--knows exactly what you’re going through. He demystifies the many traps young people fall victim to in their post-college years. He offers fresh insights on everything from job hunting to buying a car to saving for retirement that will give you a foundation for a secure, stable, and happy life. In the process, he reveals why FICO scores are overrated, online job applications are a waste of time, car loans are for suckers, and credit card rewards are a scam. With detours to discuss wine connoisseurs, Really Broke Housewives, and Lenny Dykstra, Zac shows you how to make better choices today so you can be richer, smarter (and better-looking!) for years to come.
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“Zac Bissonnette puts the ‘smart’ in smart-alec with his irreverent, hilarious, and eminently sensible financial advice. This may be the one personal finance book that actually delivers on its title. Parents, give it to your kids. Kids, leave a copy on the kitchen table—maybe your parents will pick it up and learn something.”
— Daniel Pink, New York Times bestselling author of A Whole New Mind
“Are you there, Zac? It’s me, Chelsea. I loved your book. Plus, I’m only half-Jew so your financial wisdom really balanced out my Mormon side.”
— Chelsea Handler“Though only a third of 2012 has passed, Zac Bissonnette is already a strong contender for the cheekiest author of the year award.”
— New York TimesBe the first to write a review about this audiobook!
Zac Bissonnette is a personal finance writer and the author of Debt Free-U and How to Be Richer, Smarter, and Better-Looking Than Your Parents. He is the editor at WalletPoP, AOL’s personal finance website; he also blogs for the Daily Beast and has been quoted in numerous other media outlets.
Lloyd James (a.k.a. Sean Pratt) has been a working professional actor in theater, film, television, and voice-overs for more than thirty years. He has narrated over one thousand audiobooks and won numerous Earphones Awards and nominations for the Audie Award and the Voice Arts Award. He holds a BFA degree in acting from Santa Fe University, New Mexico.