Jean Chatzky has heard all the excuses for why women don’t deal with their finances. She used to make them herself. For the first time, Jean tells you how she made every financial mistake in the book—not paying her bills, going into credit card debt, letting her 401(k) lapse—before finally making the decision to take control of her money and her future. Whether you’ve made these mistakes or you want to avoid them, if you’re ready to take charge of your financial life then this is the book for you. In it, Jean shares these valuables lessons: • Where to start • How to decode financial jargon (it’s easier than you think) • How to get over your “I’m not smart enough to deal with money” feelings • Why being a “good-enough investor” will make you more money in the long-term (while trying to be a “great investor” will drive you crazy) • Why you might think you are bad at math, and why that doesn’t have to be true • How (and where) to save your money • Why women make better investors—and higher returns—than men Jean is famous for her ability to explain money and investing. In a clear and accessible way, she breaks down all the scariest parts of dealing with money—from investing in stocks to saving for your retirement—to make them doable, easy, and yes, even enjoyable.
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"I have saving intentions but find it difficult to make it work with the family. This is a great book for motivation and to discover small ways to pinch those pennies. There are good logical examples of how to cut some unnecessary spending that I could share that weren't "off the deep end". This is a good read for many different financial situations, the only criteria is some sort of income, whether large or small. I'd recommend it."
— Nikki (4 out of 5 stars)
" I read quite a few personal finance books, and only keep the best ones for my own library. This isn't the very best I've read, but it's definitely up there. Would definitely recommend. "
— Alexa, 1/17/2014" A lot of things I already knew, but it was good at motivating me and giving an action list. I was uncomfortable how it used the b-word. A little unnecessary. I was reading the book on the plane and some 9 year old boys kept staring at the book until I realized they were looking at the b-word on it. "
— Phuong, 1/3/2014" Excellent book for learning how to manage your money at any age and with as little or much as you have in your account! The "map to millions" plans in the book make it easy to see what you can do with your money! "
— Karen, 1/1/2014" wake up take charge and overcome your financial fears forever "
— Aisha, 12/31/2013" This book is simple and easy to understand. Through my years in my career, I couldn't save a cent. But now I know how... "
— Erika, 12/25/2013" VERY basic book. Only for the complete beginner who has never dealt with her finances. Her assumptions, e.g. 4% interest on a savings account feels terribly dated as well. "
— Fleur, 12/6/2013" Well, if this one doesn't get you off your butt to start saving money ... then the one by Larry Winget will. Seriously, it's a great start. Real live things you can DO, even if you're starting from negative scratch. It worked for me. "
— Julie, 11/29/2013" if oudn this to be a great reality check on why chicks spend money unnecessarily and how we can stop. i just finished this and already have used a bunch of her tips. "
— Tricia, 11/17/2013" Great book for women and anyone who wants to get a handle on their finances! Not as applicable for college kids living off loans, but all of the info will come in handy after I graduate. Thanks, Jean! "
— Emily, 10/17/2013" I liked the section on organizing your documents, bills and paperwork. Practical, useful advice. I went out and bought my very first electronic labeler so I can start to get organized. Course, it would have been better if I had remembered to get the batteries for the darn thing as well. Doh! "
— Aileen, 4/26/2013" I didn't realize that I was not the target audience when picking this finance book. Lots of generalizations about men and women, but if you can get over that, it is ok. She has lots of decent general information about finances, but doesn't really have a good plan or system to implement all of them. "
— Anthony, 4/12/2013" This was great book with tons of suggestions that really work. "
— Heather, 9/22/2012" Liked it a lot - loads of helpful advice (geared towards women). Bought my best friend a copy - now if she would only read it............ : ) "
— Jill, 6/13/2012" rated it "
— Niscel, 1/16/2012" This contained all the tips/recommendations/information that are usually in her books, as well as a list of excuses that women typically have. For someone who really is struggling to take control of their finances, this would be a good read. "
— Elizabeth, 5/15/2011" This is a good starter book for anyone interested in personal finance. It does seem as if this book is geared more for married women and women with children. Some of the information is out-of-date such as 3-4% interest for savings or money market accounts--I wish! "
— Tressa, 2/9/2011" Practical advice, no fluff reading. I highly recommend this book! "
— Lida, 1/25/2011" Didn't read all of the book closely, but the review of investing was good. Had some really good reminders about the saving/investing of money. "
— Jen, 12/8/2010" Practical advice, no fluff reading. I highly recommend this book! "
— Lida, 9/18/2010" Liked it a lot - loads of helpful advice (geared towards women). Bought my best friend a copy - now if she would only read it............ : ) "
— Jill, 7/2/2010" wake up take charge and overcome your financial fears forever "
— Aisha, 5/14/2010" I read quite a few personal finance books, and only keep the best ones for my own library. This isn't the very best I've read, but it's definitely up there. Would definitely recommend. "
— Alexa, 3/21/2009" This contained all the tips/recommendations/information that are usually in her books, as well as a list of excuses that women typically have. For someone who really is struggling to take control of their finances, this would be a good read. "
— Elizabeth, 9/30/2008" This book is simple and easy to understand. Through my years in my career, I couldn't save a cent. But now I know how... "
— Erika, 9/18/2008" if oudn this to be a great reality check on why chicks spend money unnecessarily and how we can stop. i just finished this and already have used a bunch of her tips. "
— Tricia, 6/26/2008" Didn't read all of the book closely, but the review of investing was good. Had some really good reminders about the saving/investing of money. "
— Jen, 4/17/2008Jean Chatzky is the author of numerous bestselling books, including Pay It Down!; Make Money, Not Excuses; and The Difference. She’s the financial editor for NBC’s Today, a contributing editor for More magazine, a columnist for the New York Daily News, and a contributor to The Oprah Winfrey Show.