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Extended Audio Sample Make Money, Not Excuses: Wake Up, Take Charge, and Overcome Your Financial Fears Forever Audiobook, by Jean Chatzky Click for printable size audiobook cover
3 out of 53 out of 53 out of 53 out of 53 out of 5 3.00 (152 ratings) (rate this audio book) Author: Jean Chatzky Narrator: Susan Denaker Publisher: Penguin Random House Format: Unabridged Audiobook Delivery: Instant Download Audio Length: Release Date: December 2006 ISBN: 9781415935156
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Get Rich, Don’t Bitch

Today, more than ever before, wealth is something every woman has the power to create. Yet Jean Chatzky constantly hears all the excuses why women can’t and don’t master their money. Now, she reveals the secrets and the strategies she created to take control of her own money–strategies through which she gained her “money confidence.” It’s time for you to find yours!

In Make Money, Not Excuses Jean shares these valuable lessons:

• Where to start
• How to get over your “I’m not smart enough to deal with money” feelings
• Why being a “good-enough investor” will make more money for you in
the long-term (while trying to be a “great investor” will drive you crazy)
• How (and where) to save your money
• Why women make better investors––and higher returns––than men
• How to track where you’re overspending
• How to pay off your debt

Jean is unsurpassed in her ability to explain money and investing in simple, straightforward ways. Here she breaks down the scariest parts of dealing with money–from investing in stocks to saving for your retirement—and makes them practical, easy, empowering, and, yes, even enjoyable. This is your road map to real wealth.

Download and start listening now!

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Quotes & Awards

  • “Chatzky writes like the smart, candid best friend you wish you had.”

    Newsweek

Listener Opinions

  • 2 out of 52 out of 52 out of 52 out of 52 out of 5 Jennifer | 2/11/2014

    " I bought this book at a library book sale for 25 cents, as I often like to peruse personal finance books. I find that no matter how many of them you look at, there are always little tips and tricks that are good for keeping motivation high. I've seen Jean Chatzky in magazines and on television, and I really thought I liked her. Turns out I am pretty lukewarm to her. She writes with a female reader in mind, but her stereotypes of what this female reader is like are farfetched and annoying. She assumes her readers are 30 to 45, and that they are obsessed with clothing and handbags and shoes and makeup and facials and spa treatments and botox. WHAT? Needless to say, I found it very difficult to relate at all. Furthermore, this book is one of the "wordy-est" lengthy books of its sort, but there is ultimately very little information in here. Most of the chapters are broken down into sections called "Don't bitch" and "Don't make excuses".....as if her readers are some whining fashionistas who are financial airheads. My two stars are in honor of each chapter's "Map to a Million", where she demonstrates ways that small changes can really make a HUGE impact in your long-term peace of mind. "

  • 4 out of 54 out of 54 out of 54 out of 54 out of 5 Aileen | 2/5/2014

    " I liked the section on organizing your documents, bills and paperwork. Practical, useful advice. I went out and bought my very first electronic labeler so I can start to get organized. Course, it would have been better if I had remembered to get the batteries for the darn thing as well. Doh! "

  • 2 out of 52 out of 52 out of 52 out of 52 out of 5 Trina | 1/24/2014

    " This is an easy beginner book on managing finances and the myriad of reasons that women don't manage their money. If you feel your spending is out control or you are concerned about having something set aside in the future this is the book to read. Chatzky's book isn't groundbreaking but it is practical; in fact many of the things mentioned are lessons learned by average people who are currently riding out The Great Recession. It is choked full of advice: consolidate credit cards, eat at home, and downsize your home just to name a few. Sage advice in this horrible financial times. The Map to a Million is fun to read, sends out tiny tendrils of hope. In order for me to be a 30 year millionairess I just need to "find $675 a month to invest, tax deferred, at 8 percent" then I am set! "

  • 3 out of 53 out of 53 out of 53 out of 53 out of 5 Elizabeth | 1/20/2014

    " This contained all the tips/recommendations/information that are usually in her books, as well as a list of excuses that women typically have. For someone who really is struggling to take control of their finances, this would be a good read. "

  • 3 out of 53 out of 53 out of 53 out of 53 out of 5 Jen | 12/26/2013

    " Didn't read all of the book closely, but the review of investing was good. Had some really good reminders about the saving/investing of money. "

  • 4 out of 54 out of 54 out of 54 out of 54 out of 5 Karen | 12/12/2013

    " Excellent book for learning how to manage your money at any age and with as little or much as you have in your account! The "map to millions" plans in the book make it easy to see what you can do with your money! "

  • 3 out of 53 out of 53 out of 53 out of 53 out of 5 Phuong | 12/5/2013

    " A lot of things I already knew, but it was good at motivating me and giving an action list. I was uncomfortable how it used the b-word. A little unnecessary. I was reading the book on the plane and some 9 year old boys kept staring at the book until I realized they were looking at the b-word on it. "

  • 2 out of 52 out of 52 out of 52 out of 52 out of 5 Anthony Cox | 11/24/2013

    " I didn't realize that I was not the target audience when picking this finance book. Lots of generalizations about men and women, but if you can get over that, it is ok. She has lots of decent general information about finances, but doesn't really have a good plan or system to implement all of them. "

  • 4 out of 54 out of 54 out of 54 out of 54 out of 5 Emily | 11/23/2013

    " Great book for women and anyone who wants to get a handle on their finances! Not as applicable for college kids living off loans, but all of the info will come in handy after I graduate. Thanks, Jean! "

  • 3 out of 53 out of 53 out of 53 out of 53 out of 5 Julie | 7/23/2013

    " Well, if this one doesn't get you off your butt to start saving money ... then the one by Larry Winget will. Seriously, it's a great start. Real live things you can DO, even if you're starting from negative scratch. It worked for me. "

  • 5 out of 55 out of 55 out of 55 out of 55 out of 5 Heather Kovacs | 3/14/2013

    " This was great book with tons of suggestions that really work. "

  • 3 out of 53 out of 53 out of 53 out of 53 out of 5 Alexa | 11/9/2012

    " I read quite a few personal finance books, and only keep the best ones for my own library. This isn't the very best I've read, but it's definitely up there. Would definitely recommend. "

  • 2 out of 52 out of 52 out of 52 out of 52 out of 5 Tressa | 11/1/2012

    " This is a good starter book for anyone interested in personal finance. It does seem as if this book is geared more for married women and women with children. Some of the information is out-of-date such as 3-4% interest for savings or money market accounts--I wish! "

  • 1 out of 51 out of 51 out of 51 out of 51 out of 5 Fleur Gessner | 10/14/2012

    " VERY basic book. Only for the complete beginner who has never dealt with her finances. Her assumptions, e.g. 4% interest on a savings account feels terribly dated as well. "

  • 4 out of 54 out of 54 out of 54 out of 54 out of 5 Tricia | 1/21/2012

    " if oudn this to be a great reality check on why chicks spend money unnecessarily and how we can stop. i just finished this and already have used a bunch of her tips. "

  • 4 out of 54 out of 54 out of 54 out of 54 out of 5 Aisha | 11/29/2011

    " wake up take charge and overcome your financial fears forever "

  • 5 out of 55 out of 55 out of 55 out of 55 out of 5 Jill Miller | 11/11/2011

    " Liked it a lot - loads of helpful advice (geared towards women). Bought my best friend a copy - now if she would only read it............ : ) "

  • 5 out of 55 out of 55 out of 55 out of 55 out of 5 Niscel Elsisura | 2/23/2011

    " rated it "

  • 5 out of 55 out of 55 out of 55 out of 55 out of 5 Erika | 2/19/2011

    " This book is simple and easy to understand. Through my years in my career, I couldn't save a cent. But now I know how... "

  • 4 out of 54 out of 54 out of 54 out of 54 out of 5 Lida K | 1/19/2011

    " Practical advice, no fluff reading. I highly recommend this book! "

  • 4 out of 54 out of 54 out of 54 out of 54 out of 5 Lida | 9/18/2010

    " Practical advice, no fluff reading. I highly recommend this book! "

  • 5 out of 55 out of 55 out of 55 out of 55 out of 5 Jill | 7/2/2010

    " Liked it a lot - loads of helpful advice (geared towards women). Bought my best friend a copy - now if she would only read it............ : ) "

  • 4 out of 54 out of 54 out of 54 out of 54 out of 5 Aisha | 5/14/2010

    " wake up take charge and overcome your financial fears forever "

  • 3 out of 53 out of 53 out of 53 out of 53 out of 5 Alexa | 3/21/2009

    " I read quite a few personal finance books, and only keep the best ones for my own library. This isn't the very best I've read, but it's definitely up there. Would definitely recommend. "

  • 3 out of 53 out of 53 out of 53 out of 53 out of 5 Elizabeth | 9/30/2008

    " This contained all the tips/recommendations/information that are usually in her books, as well as a list of excuses that women typically have. For someone who really is struggling to take control of their finances, this would be a good read. "

  • 5 out of 55 out of 55 out of 55 out of 55 out of 5 Erika | 9/18/2008

    " This book is simple and easy to understand. Through my years in my career, I couldn't save a cent. But now I know how... "

  • 4 out of 54 out of 54 out of 54 out of 54 out of 5 Tricia | 6/26/2008

    " if oudn this to be a great reality check on why chicks spend money unnecessarily and how we can stop. i just finished this and already have used a bunch of her tips. "

  • 3 out of 53 out of 53 out of 53 out of 53 out of 5 Jen | 4/17/2008

    " Didn't read all of the book closely, but the review of investing was good. Had some really good reminders about the saving/investing of money. "

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About the Author
Author Jean Chatzky

Jean Chatzky is the author of numerous bestselling books, including Pay It Down!; Make Money, Not Excuses; and The Difference. She’s the financial editor for NBC’s Today, a contributing editor for More magazine, a columnist for the New York Daily News, and a contributor to The Oprah Winfrey Show.

About the Narrator

Susan Denaker is an actress and Earphones Award–winning narrator. Her extensive theater credits include numerous plays in the West End of London, national tours, many English rep companies, including a season with Alan Ayckbourn’s company in Scarborough. In the US, she has appeared in Our Town and Sweet Bird of Youth at the La Jolla Playhouse and Breaking Legs at the Westport Playhouse.