2009: The Year You Can’t Afford to Make Any Mistakes with Your Money. The credit crunch, the stock market freefall, the staggering toll of home foreclosures and job losses: The economic crisis that struck in 2008 has left no one untouched and everybody reeling. Seemingly overnight, the financial landscape has undergone seismic changes that suddenly have you asking all kinds of questions: Are your savings safe? Should you continue to invest in your retirement account? Should you keep your home if it’s worth less than what you owe or should you sell it? How do you pay your bills if you’ve just been laid off? The nation’s go-to expert on financial matters, Suze Orman, believes that 2009 is a critical year for your money. There are safeguards to put in place, actions to take, costly mistakes to avoid, and even opportunities to be had, so that you are protected during the bad times and prepared to prosper when things take a turn for the better. No matter what situation you’re in, you will find a plan of action and the answers to your questions about: -Credit -Retirement -Savings and Spending -Real Estate -Paying for College -Protecting Your Family Suze Orman's 2009 Action Plan delivers honest, straightforward guidance—what to do, when to do it, and how to do it—as only Suze Orman can.
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"Wow! I downloaded the book from her website for free, and I read the majority of this book within about 6 hours. It's structured so that you can read what's immediately applicable to your personal situation and skim through what's not. I recommend this for everyone. Much of it's common sense, but she demystifies retirement and other investments accounts and underscores their importance, especially in times like this. Finally, she ends the book with a note of optimism."
— Kerry (4 out of 5 stars)
" I think this book would be really helpful if you hava a lot of credit card debt. We have no credit cards, so not very helpful. "
— Kris, 2/19/2014" Suze does a good job of covering major financial aspects such as how to get out of credit card debt, how to save up for college and how to do that, etc. Some parts didn't apply while others did. Even if one knows a lot about finances, it wouldn't hurt to review information. "
— Jacqueline115, 2/14/2014" I got this a free download from Oprah and was able to quickly read it. While I think this book will help a lot of people, because of its Q&A format, there wasn't a lot in here applicable to our situation. I prefer Dave Ramsey for financial advice, although Suze is a solid choice. "
— Christina, 2/13/2014" A quick little read, with questions/scenarios in bold face followed by straight to the point answers. It is as though Suzy is having a conversation with you. Includes a budget worksheet. I highlighted several of her suggestions for followup. "
— Agogno, 2/5/2014" This is a very basic financial book but one that uplifts and doesn't overwhelm. This is the first I've read from Suze Orman and I think I will look into others she has written. "
— Karen, 2/3/2014" Some helpful tips, but so much of it is aimed at those with kids, or those who were unwise with mortgages, or those who are retiring soon. Some good budget-planning suggestions and such; very short so very quick read. "
— Emily, 1/30/2014" Found most of her advice helpful, but tweaked some of it to be practical to my lifestyle. "
— Noelle, 1/27/2014" Interesting info that makes a lot of sense and works. "
— Sherry, 1/11/2014" I learned I have to go back to work. Otherwise, She is very specific about what you need to do to make yourself financially secrure through the rough economy. "
— Jessica, 1/8/2014" In a nutshell--stop spending and build up savings, pay off credit cards, put money in your 401k and don't touch it. That's about it. Nothing new. "
— Vickie, 1/6/2014" Good advice, but I heard most of it before. Always looking for something new to try to save more money. "
— Book, 12/18/2013" Kiiiinda useless. Told me everything I already knew. "
— Vonetta, 12/13/2013" its not 2009 so i wasnt sure if this would still be relevant. fot the most part there are good tips in here "
— Kylie, 12/9/2013" It's an entry level book regarding financing, as she likes to speak for the masses. She also constantly repeats how you shouldn't touch your retirement accounts to pay off debt. "
— Carmen, 12/7/2013" Good common sense information. "
— Jenny, 8/26/2013" Some of the same old stuff- but I still learned a lot. I love reading these types of books. "
— Miriam, 8/21/2013" A should-read book on life management in self development for knowledge workers, managers, executives, and entrepreneurs. "
— Lori, 8/6/2013" This was a good, quick, interesting read. It reinforced things I already knew and has helped me to think more about what needs to be done to secure our finances for the future. "
— Rasa, 12/26/2012" Suze is always good--I think I am doing what she recommends. "
— Patricia, 7/7/2012" don't bail on your 401k in a bad market, and spend less than you earn. "
— Nick, 1/17/2012" A quick read of money advice. It's mostly the obvious stuff like spend less, save more, but she gives more technical details. "
— Sara, 12/12/2011" This book reviews our country's current financial crisis, how we got here, and what to do with your personal finances in this changing market. "
— Tamara, 10/19/2011" I learned a lot of good stratagies, but now the hard part is putting them into place. "
— Laura, 10/7/2011" Simply a must. This woman is fantastic. I wish she was a relative of mine so I could call her with questions. Her books are the next best thing I guess. "
— Jen, 8/16/2011" Oprah let us download it for free a month or so ago so I did. I just browsed it... wouldn't say I read every word... But I like Suze's no-nonsense style and I trust her. Plus, I was interested in hearing what she had to say about buying a home in 2009. I think she'd approve us. I hope! "
— Noelle, 8/2/2011" Good information divided into sections so it's easy to flip around and read up on what you need to know. "
— Michelle, 7/10/2011" A book one should refer back to often. Excellent help for young people starting off in a career. "
— Denese, 4/1/2011" I love reading financial books and I thought Suse Orman's Action Plan for 2009 still applies to us today. I thought this was a very easy read even for the beginner investor or someone just starting out saving, spending, budgets, buying a home etc. etc. She covers every topic in this small book. "
— Kim, 3/21/2011" Our library branch has a rather sad selection of personal finance books. Shouldn't this be weeded? Skimmed through it anyway. Same old, same old advice. Never hurts. "
— Kristen, 3/11/2011" Wow! Learned so much from listening to her cd. I highly recommend this cd/book. "
— Cindy, 3/5/2011" I really like her financial advice. I find it very practical. "
— Crystal, 2/26/2011" Although now two years old this book is still relevant and helpful for anyone that wants to get educated about money. The book was a quick resource to answer most of my money questions. "
— Kimberly, 2/2/2011" Good advice, but I heard most of it before. Always looking for something new to try to save more money. "
— Lisa, 12/5/2010" I like how Suze tells it like it is. This was a quick read and still applies in 2010 and into 2011. "
— Jennifer, 11/15/2010" Mostly skimmed. Most scenarios did not apply to my previous or current position. Lots of good info. "
— Nancy, 7/21/2010" Absolutely nothing new here. Same info as every other financial book. IMHO, an example of someone trying to cash in on your fears. Free pdf download otherwise I wouldn't have gotten it "
— Harper, 4/27/2010" I didnt read the whole thing just skimmed it. Had alot of information and good ideas. Wanted to keep in file so if needed to read or glance at would know title. "
— Jodi, 4/22/2010" Interesting info that makes a lot of sense and works. "
— Sherry, 4/11/2010" Why Suze Orman's scolding tone and frustrated attitude become tiresome, her advice is sound. I liked this book for what it was, a guide to understanding one's financial situation as effected by the down economy, and adjustments to make in redirection. "
— Amanda, 3/27/2010" I'm kind of a personal finance book junkie and read this quickly to see if she had any good ideas. Pretty standard stuff, although she does recommend 8 months of expense in an emergency fund. "
— Eric, 3/7/2010" don't bail on your 401k in a bad market, and spend less than you earn. "
— Nick, 12/18/2009" This is a very basic financial book but one that uplifts and doesn't overwhelm. This is the first I've read from Suze Orman and I think I will look into others she has written. "
— Karen, 12/16/2009" In a nutshell--stop spending and build up savings, pay off credit cards, put money in your 401k and don't touch it. That's about it. Nothing new. "
— Vickie, 11/29/2009Suze Orman was aptly named a “one-woman financial advice powerhouse” by USA Today. In addition to hosting the Emmy-winning Suze Orman Show, she has distinguished herself in the financial media world as a columnist, producer, bestselling author, motivational speaker, and a contributing editor to O, The Oprah Magazine. She has twice been named one of Time magazine’s most influential people, as well as receiving numerous humanitarian awards.