How much more secure would your retirement be with an extra $100,000 or more? What would you do if you could retire three years earlier? What would you do in retirement with an extra $7,000 per year? While it may seem too good to be true, you can achieve these retirement goals, if you learn how to put the expenses of your retirement plan—whether it is a 401(k), 457, or 403(b)—in your pocket. Believe it or not, your retirement plan is probably costing you too much. And unless you're willing to take action now, you'll ultimately have less money in retirement or be forced to work years longer to accumulate the funds you'll need. In Stop the Retirement Rip-off, author David Loeper outlines a practical five-step approach to understanding your organization's retirement plan and overcoming its potential inefficiencies. Step 1 will help you figure out what you're really paying in retirement plan expenses andthe price of those expenses on your quality of life Step 2 shows how you can highlight the problem of excess retirement plan expenses toyour employer in a positive and proactive manner Step 3 explores how fellow associates and coworkers can join in your request to get your employer to resolve the problem Step 4 discusses what to do next if an employer ignores your attempt to make themaware of excess retirement plan expenses Step 5 addresses how to make the most of your money, and your life, after fixing yourretirement plan Don't miss the opportunity to improve your life. Stop the Retirement Rip-off offers sensible strategies for making the most of your retirement funds and will put you back in control ofyour financial future.
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David B. Loeper is the CEO of Financeware, Inc. Prior to founding Financeware in 1999, Loeper was managing director of strategic planning for the retail brokerage division of Wheat First Union and served on the Investment Advisory Committee of the Virginia Retirement System. Loeper has been active in several industry associations, including the Investment Management Consultants Association. He has also been a featured speaker at numerous industry events and has appeared on CNBC, Bloomberg TV, Fox Business, and CNN.
Erik Synnestvedt has recorded nearly two hundred audiobooks for trade publishers as well as for the Library of Congress Talking Books for the Blind program. They include The Day We Found the Universe by Marcia Bartusiak, A Game as Old as Empire edited by Steven Hiatt, and Twitter Power by Joel Comm.