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Download Start Late, Finish Rich: A No-Fail Plan for Achieving Financial Freedom at Any Age Audiobook

Extended Audio Sample Start Late, Finish Rich: A No-Fail Plan for Achieving Financial Freedom at Any Age Audiobook, by David Bach Click for printable size audiobook cover
3 out of 53 out of 53 out of 53 out of 53 out of 5 3.00 (472 ratings) (rate this audio book) Author: David Bach Narrator: David Bach Publisher: Penguin Random House Format: Abridged Audiobook Delivery: Instant Download Audio Length: Release Date: January 2005 ISBN: 9780739315101
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David Bach has a plan to help you live and finish rich—no matter where you start

So you feel like you’ve started late?

You are not alone.

What if I told you that right now as you flip through this book, 70% of the people in the store with you are living paycheck to paycheck?

What if I told you that the man browsing the aisle to your left owes more than $8,000 in credit card debt? And the woman on your right has less than $1,000 in savings?

See? You’re really not alone.

Unfortunately, the vast majority of people who’ve saved too little and borrowed too much will never catch up financially. Why? Because they don’t know how.

You can start late and finish rich—but you need a plan.

This book contains the plan. It’s inspiring, easy to follow, and is based on proven financial principles. Building a secure financial future for yourself isn’t something you can do overnight. It will take time and it will take work. But you can do it.

I know. I’ve helped millions of people get their financial lives together—and I can help you. Spend a few hours with me—and let me challenge you. Give me a chance to become your coach.

Just because you started late doesn’t mean you are doomed to an uncertain future. Whether you’re in your thirties, forties, fifties, or beyond, there is still time to turn things around. It’s never too late to live and finish rich. All it takes is the decision to start.


—David Bach

Is it too late for me to get rich?

Over and over, people share their fears with David Bach, America’s leading money coach and the number-one national best-selling author of The Automatic Millionaire. “If only I had started saving when I was younger!” they say. “Is there any hope for me?”

There IS hope, and help is here at last!

In Start Late, Finish Rich, David Bach takes the “Finish Rich” wisdom that has already helped millions of people and tailors it specifically to all of us who forgot to save, procrastinated, or got sidetracked by life’s unexpected challenges.

Whether you are in your thirties, forties, fifties, or even older, Bach shows that you really can start late and still live and finish rich – and you can get your plan in place fast. In a motivating, swift read you learn how to ramp up the road to financial security with the principles of spend less, save more, make more – and most important, LIVE MORE. And he gives you the time tested plan to do it.

The Start Late, Finish Rich promise is bold and clear:

Even if you are buried in debt – there is still hope.

You can get rich in real estate – by starting small.

Find your “Latte Factor” – and turbo charge it to save money you didn’t know you had.

You can start a business on the side – while you keep your old job and continue earning a paycheck.

You can spend less, save more and make more – and it doesn’t have to hurt.

David Bach gives you step-by-step instructions, worksheets, phone numbers and website addresses --everything you need to put your Start Late plan into place right away. And he shares the stories of ordinary Americans who have turned their lives around, at thirty, forty, fifty, even sixty years of age, and are now financially free. They did it, and now it’s your turn. With David Bach at your side, it’s never too late to change your financial destiny. It’s never too late to live your dreams. It’s never too late to be free. Download and start listening now!

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Quotes & Awards

  • Here is one good source to help you realize that there are options and it is possible to create life the way you want it, financially speaking. . . . [Bach’s] work looks at many fine details and provides research backed up with actionable ideas. Times-Colonist
  • David Bach tackles head-on the common complaint for far too many complacent Canadians that they can’t help themselves financially or it is too late to do so. Bach’s practical messages with proven financial principles to help oneself are doable. . . . It’s never too late. Bach can help those who are motivated to help themselves. Canadian MoneySaver

Listener Opinions

  • 5 out of 55 out of 55 out of 55 out of 55 out of 5 Lacy | 2/14/2014

    " This man is brilliant! His financial advice is priceless. Read all his books! "

  • 3 out of 53 out of 53 out of 53 out of 53 out of 5 Gina Bégin | 2/12/2014

    " Great and sound ideas to get you rolling to financial stability now and for the future. No get rich quick schemes; this is like having a financial planner walk you along the steps of getting your finances in order. "

  • 5 out of 55 out of 55 out of 55 out of 55 out of 5 Susan | 2/5/2014

    " Another great book by David Bach. I'm working on his recommendations. "

  • 5 out of 55 out of 55 out of 55 out of 55 out of 5 Linda | 2/3/2014

    " Great advice. Makes you want to start investing before you even finish the book. "

  • 4 out of 54 out of 54 out of 54 out of 54 out of 5 Lisa | 1/27/2014

    " This is not the kind of reading I typically find enjoyable but found the author's style to be very upbeat and encouraging (as the title might imply). Many practical tips and some advice that differs from what you might find in the mainstream. I'd recommend it. "

  • 3 out of 53 out of 53 out of 53 out of 53 out of 5 Mary | 1/15/2014

    " Stopped procratinating on a basic financial decision I needed to act on. Several items were positive reinforcement. Other ideas are not for me. Know thyself and what will work for you. "

  • 3 out of 53 out of 53 out of 53 out of 53 out of 5 Christian Lincoln | 1/12/2014

    " i'm good on the start late part, moving on to the finish rich part.... "

  • 4 out of 54 out of 54 out of 54 out of 54 out of 5 Susan | 1/11/2014

    " Really liked this author. Very informative. "

  • 3 out of 53 out of 53 out of 53 out of 53 out of 5 Malina | 1/6/2014

    " I'd give it 3.5 stars if that was an option. This was an interesting read, I agree with him about some things, but find his math to be overly simplified and deceiving on other points (like home sales and real estate). It is a good resource book overall, full of good ideas and inspiration, so while it wasn't an amazing read, it was a good read. "

  • 3 out of 53 out of 53 out of 53 out of 53 out of 5 Becky | 1/1/2014

    " Helps explain the "latte factor" where you can just cut out one small thing a day and save alot of money. Pretty cool ideas in here. "

  • 3 out of 53 out of 53 out of 53 out of 53 out of 5 Wendy | 12/25/2013

    " Lots of material already covered in his earlier books...still worth the $10 purchase price. "

  • 2 out of 52 out of 52 out of 52 out of 52 out of 5 Laura | 12/8/2013

    " I am going to read this book because at first glance it looks better than his others. Looks like there might be more topics for todays (2011) folks "

  • 4 out of 54 out of 54 out of 54 out of 54 out of 5 Read Ng | 12/6/2013

    " The typical argument that you need to start now and slowly build toward your future. "

  • 5 out of 55 out of 55 out of 55 out of 55 out of 5 Jennifer | 11/22/2013

    " I continue to read this book for different reasons...a wonderful motivator to get you started thinking and saving for the future. I love the way it is written-easy to understand. What you may have thought was complex financial lingo--is not. "

  • 3 out of 53 out of 53 out of 53 out of 53 out of 5 Peter | 11/4/2013

    " Good book. (This review was added years after I read the book. The "date I finished this book" is an estimate.) "

  • 3 out of 53 out of 53 out of 53 out of 53 out of 5 Angie | 6/23/2013

    " Some really good advice, could do with a revised copy now after all the changes that have occurred in the past few years. "

  • 3 out of 53 out of 53 out of 53 out of 53 out of 5 Dan Slabaugh | 1/14/2013

    " Included some items that were too elementary for an adult, but many other pieces of advice that were terric. Overall, good book. "

  • 3 out of 53 out of 53 out of 53 out of 53 out of 5 Mandi | 6/11/2012

    " Full of very good advice for getting ahead financially. "

  • 4 out of 54 out of 54 out of 54 out of 54 out of 5 Daren Doucet | 6/9/2012

    " Some good advice, on financial planning. Even starting in your later years, you can do allot. Instead of two cappuccinos a week, cut down to one, and save the rest for a rainy day! "

  • 4 out of 54 out of 54 out of 54 out of 54 out of 5 Daylynn Foster | 1/31/2012

    " Really liked this. Gave me some ideas. Very interested in more financial books if anyone wants to recommend or share. "

  • 2 out of 52 out of 52 out of 52 out of 52 out of 5 Maryann | 1/19/2012

    " Pretty obvious, didn't really learn anything new. "

  • 3 out of 53 out of 53 out of 53 out of 53 out of 5 Jamie | 10/11/2011

    " I don't like the title to this book; quite frankly, I don't like the term 'rich,' for reasons I won't go into here (maybe in a future blog post?). Otherwise, some of what the book offered was good, practical advice, and some wasn't really very timely. "

  • 3 out of 53 out of 53 out of 53 out of 53 out of 5 Julia Atwood | 8/22/2011

    " Some really good and practical information on finance but is a bit dated. "

  • 5 out of 55 out of 55 out of 55 out of 55 out of 5 Michelle | 7/6/2011

    " So far this book is great! Easy read and helpful. I will tell you more after I finish reading the book. "

  • 4 out of 54 out of 54 out of 54 out of 54 out of 5 Brenna | 3/21/2011

    " Great book, smart financial tips and VERY readable. An economic book without seeming like it. "

  • 3 out of 53 out of 53 out of 53 out of 53 out of 5 Angie | 3/5/2011

    " Some really good advice, could do with a revised copy now after all the changes that have occurred in the past few years. "

  • 3 out of 53 out of 53 out of 53 out of 53 out of 5 Bruce | 3/5/2011

    " I hate the get rich books, however this was a thought provoking read "

  • 4 out of 54 out of 54 out of 54 out of 54 out of 5 Susan | 2/11/2011

    " Really liked this author. Very informative. "

  • 4 out of 54 out of 54 out of 54 out of 54 out of 5 Jim | 12/31/2010

    " It is never too late! Bach shows us how.

    This is not a "get rich quick" book. This is a realistic approach to wealth building at any age that requires hard work, discipline and restraint! "

  • 2 out of 52 out of 52 out of 52 out of 52 out of 5 Lauren | 10/25/2010

    " While I found the first half of this book insightful, the second half was all about investing in real estate, starting your own business or purchasing a franchise - none of which I am interested in. "

  • 3 out of 53 out of 53 out of 53 out of 53 out of 5 Julia | 10/19/2010

    " Some really good and practical information on finance but is a bit dated. "

  • 4 out of 54 out of 54 out of 54 out of 54 out of 5 Dan | 8/20/2010

    " Great financial book. Good sections on real estate investing. Ends with some good philosophical material. "

  • 4 out of 54 out of 54 out of 54 out of 54 out of 5 Dawnetta | 8/18/2010

    " This was my favorite of David Bach's books that I've read. It covered all of his basic money principles plus he added more details on retirement and real estate. I really enjoyed this book. "

  • 3 out of 53 out of 53 out of 53 out of 53 out of 5 Lesley | 5/29/2010

    " A review of Bach's basic principles here, but good advice about saving, no matter what your age. "

  • 4 out of 54 out of 54 out of 54 out of 54 out of 5 Tiago | 4/1/2010

    " Excellent book to start learning about investments. It is better to start investing ASAP, but don't worry if you are on your 40s or later, you can do it too! "

  • 3 out of 53 out of 53 out of 53 out of 53 out of 5 Wendy | 2/7/2010

    " Lots of material already covered in his earlier books...still worth the $10 purchase price. "

  • 3 out of 53 out of 53 out of 53 out of 53 out of 5 Gina | 1/20/2010

    " Great and sound ideas to get you rolling to financial stability now and for the future. No get rich quick schemes; this is like having a financial planner walk you along the steps of getting your finances in order. "

  • 5 out of 55 out of 55 out of 55 out of 55 out of 5 Cam | 11/6/2009

    " A good, clear, no-nonsense approach to common-sense personal finance. Ahhh, it was nice to read. No complex schemes, no secretive stock analysis, just useful info for the beginner. "

  • 3 out of 53 out of 53 out of 53 out of 53 out of 5 Dan | 9/21/2009

    " Included some items that were too elementary for an adult, but many other pieces of advice that were terric. Overall, good book. "

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About the Author
David Bach is the author of the #1 international bestsellers The Automatic Millionaire, Smart Women Finish Rich, Smart Couples Finish Rich, and The Finish Rich Workbook. He is the host of his own PBS special, “Smart Women Finish Rich.” Bach’s Finish Rich Seminars™ are now the leading financial seminars in North America, having been taught in over 1,700 cities by thousands of financial advisors. Bach has appeared on ABC’s The View, Breakfast Television, NBC’s Weekend Today, CBS’s Early Show, CNN, MSNBC, and the Oprah Winfrey Show.