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Start Late, Finish Rich (Abridged): A No-Fail Plan for Achieving Financial Freedom at Any Age Audiobook
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(3.04) - 511 listener ratings
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David Bach has a plan to help you live and finish rich—no matter where you start So you feel like you’ve started late? You are not alone. What if I told you that right now as you flip through this book, 70% of the people in the store with you are living paycheck to paycheck? What if I told you that the man browsing the aisle to your left owes more than $8,000 in credit card debt? And the woman on your right has less than $1,000 in savings? See? You’re really not alone. Unfortunately, the vast majority of people who’ve saved too little and borrowed too much will never catch up financially. Why? Because they don’t know how. You can start late and finish rich—but you need a plan. This book contains the plan. It’s inspiring, easy to follow, and is based on proven financial principles. Building a secure financial future for yourself isn’t something you can do overnight. It will take time and it will take work. But you can do it. I know. I’ve helped millions of people get their financial lives together—and I can help you. Spend a few hours with me—and let me challenge you. Give me a chance to become your coach. Just because you started late doesn’t mean you are doomed to an uncertain future. Whether you’re in your thirties, forties, fifties, or beyond, there is still time to turn things around. It’s never too late to live and finish rich. All it takes is the decision to start. —David Bach Is it too late for me to get rich? Over and over, people share their fears with David Bach, America’s leading money coach and the number-one national best-selling author of The Automatic Millionaire. “If only I had started saving when I was younger!” they say. “Is there any hope for me?” There IS hope, and help is here at last! In Start Late, Finish Rich, David Bach takes the “Finish Rich” wisdom that has already helped millions of people and tailors it specifically to all of us who forgot to save, procrastinated, or got sidetracked by life’s unexpected challenges. Whether you are in your thirties, forties, fifties, or even older, Bach shows that you really can start late and still live and finish rich – and you can get your plan in place fast. In a motivating, swift read you learn how to ramp up the road to financial security with the principles of spend less, save more, make more – and most important, LIVE MORE. And he gives you the time tested plan to do it. The Start Late, Finish Rich promise is bold and clear: Even if you are buried in debt – there is still hope. You can get rich in real estate – by starting small. Find your “Latte Factor” – and turbo charge it to save money you didn’t know you had. You can start a business on the side – while you keep your old job and continue earning a paycheck. You can spend less, save more and make more – and it doesn’t have to hurt. David Bach gives you step-by-step instructions, worksheets, phone numbers and website addresses --everything you need to put your Start Late plan into place right away. And he shares the stories of ordinary Americans who have turned their lives around, at thirty, forty, fifty, even sixty years of age, and are now financially free. They did it, and now it’s your turn. With David Bach at your side, it’s never too late to change your financial destiny. It’s never too late to live your dreams. It’s never too late to be free.
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"This is not the kind of reading I typically find enjoyable but found the author's style to be very upbeat and encouraging (as the title might imply). Many practical tips and some advice that differs from what you might find in the mainstream. I'd recommend it."
— Lisa (4 out of 5 stars)
Start Late, Finish Rich Listener Reviews
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" This man is brilliant! His financial advice is priceless. Read all his books! "
— Lacy, 2/14/2014 -
" Great and sound ideas to get you rolling to financial stability now and for the future. No get rich quick schemes; this is like having a financial planner walk you along the steps of getting your finances in order. "
— Gina, 2/12/2014 -
" Another great book by David Bach. I'm working on his recommendations. "
— Susan, 2/5/2014 -
" Great advice. Makes you want to start investing before you even finish the book. "
— Linda, 2/3/2014 -
" Stopped procratinating on a basic financial decision I needed to act on. Several items were positive reinforcement. Other ideas are not for me. Know thyself and what will work for you. "
— Mary, 1/15/2014 -
" i'm good on the start late part, moving on to the finish rich part.... "
— Christian, 1/12/2014 -
" Really liked this author. Very informative. "
— Susan, 1/11/2014 -
" I'd give it 3.5 stars if that was an option. This was an interesting read, I agree with him about some things, but find his math to be overly simplified and deceiving on other points (like home sales and real estate). It is a good resource book overall, full of good ideas and inspiration, so while it wasn't an amazing read, it was a good read. "
— Malina, 1/6/2014 -
" Helps explain the "latte factor" where you can just cut out one small thing a day and save alot of money. Pretty cool ideas in here. "
— Becky, 1/1/2014 -
" Lots of material already covered in his earlier books...still worth the $10 purchase price. "
— Wendy, 12/25/2013 -
" I am going to read this book because at first glance it looks better than his others. Looks like there might be more topics for todays (2011) folks "
— Laura, 12/8/2013 -
" The typical argument that you need to start now and slowly build toward your future. "
— Read, 12/6/2013 -
" I continue to read this book for different reasons...a wonderful motivator to get you started thinking and saving for the future. I love the way it is written-easy to understand. What you may have thought was complex financial lingo--is not. "
— Jennifer, 11/22/2013 -
" Good book. (This review was added years after I read the book. The "date I finished this book" is an estimate.) "
— Peter, 11/4/2013 -
" Some really good advice, could do with a revised copy now after all the changes that have occurred in the past few years. "
— Angie, 6/23/2013 -
" Included some items that were too elementary for an adult, but many other pieces of advice that were terric. Overall, good book. "
— Dan, 1/14/2013 -
" Full of very good advice for getting ahead financially. "
— Mandi, 6/11/2012 -
" Some good advice, on financial planning. Even starting in your later years, you can do allot. Instead of two cappuccinos a week, cut down to one, and save the rest for a rainy day! "
— Daren, 6/9/2012 -
" Really liked this. Gave me some ideas. Very interested in more financial books if anyone wants to recommend or share. "
— Daylynn, 1/31/2012 -
" Pretty obvious, didn't really learn anything new. "
— Maryann, 1/19/2012 -
" I don't like the title to this book; quite frankly, I don't like the term 'rich,' for reasons I won't go into here (maybe in a future blog post?). Otherwise, some of what the book offered was good, practical advice, and some wasn't really very timely. "
— Jamie, 10/11/2011 -
" Some really good and practical information on finance but is a bit dated. "
— Julia, 8/22/2011 -
" So far this book is great! Easy read and helpful. I will tell you more after I finish reading the book. "
— Michelle, 7/6/2011 -
" Great book, smart financial tips and VERY readable. An economic book without seeming like it. "
— Brenna, 3/21/2011 -
" Some really good advice, could do with a revised copy now after all the changes that have occurred in the past few years. "
— Angie, 3/5/2011 -
" I hate the get rich books, however this was a thought provoking read "
— Bruce, 3/5/2011 -
" Really liked this author. Very informative. "
— Susan, 2/11/2011 -
" It is never too late! Bach shows us how.<br/><br/>This is not a "get rich quick" book. This is a realistic approach to wealth building at any age that requires hard work, discipline and restraint! "
— Jim, 12/31/2010 -
" While I found the first half of this book insightful, the second half was all about investing in real estate, starting your own business or purchasing a franchise - none of which I am interested in. "
— Lauren, 10/25/2010 -
" Some really good and practical information on finance but is a bit dated. "
— Julia, 10/19/2010 -
" Great financial book. Good sections on real estate investing. Ends with some good philosophical material. "
— Dan, 8/20/2010 -
" This was my favorite of David Bach's books that I've read. It covered all of his basic money principles plus he added more details on retirement and real estate. I really enjoyed this book. "
— Dawnetta, 8/18/2010 -
" A review of Bach's basic principles here, but good advice about saving, no matter what your age. "
— Lesley, 5/29/2010 -
" Excellent book to start learning about investments. It is better to start investing ASAP, but don't worry if you are on your 40s or later, you can do it too! "
— Tiago, 4/1/2010 -
" Lots of material already covered in his earlier books...still worth the $10 purchase price. "
— Wendy, 2/7/2010 -
" Great and sound ideas to get you rolling to financial stability now and for the future. No get rich quick schemes; this is like having a financial planner walk you along the steps of getting your finances in order. "
— Gina, 1/20/2010 -
" A good, clear, no-nonsense approach to common-sense personal finance. Ahhh, it was nice to read. No complex schemes, no secretive stock analysis, just useful info for the beginner. "
— Cam, 11/6/2009 -
" Included some items that were too elementary for an adult, but many other pieces of advice that were terric. Overall, good book. "
— Dan, 9/21/2009
About David Bach
David Bach is a prolific financial author boasting nine consecutive bestsellers and garnering attention from publishing, business, and popular media sources. His breakout book, The Automatic Millionaire, was the #1 Business Book of 2004 according to Business Week. Creator of his signature FinishRich™ seminar series, he shares financial strategies through frequent lectures and presentations. He currently lives in New York.