Ray and Kimberly bring a unique passion to share information about the HECM (Home Equity Conversion Mortgage) and all proprietary products with their clients. This sets them apart as they intertwine their professional mortgage experience with their passion of education and helping clients in a concierge service team approach. "Our goal is to not only help fulfill the dreams of our clients, but to become lifelong friends, and be available to answer any questions along the journey in their retirement years." Hello, Just Kimberly and Ray here your expert Certified Reverse Mortgage Professionals. This book is your source, your answers could be right here in these pages. What we do is help seniors utilize and unlock their equity as part of a retirement strategy. If you have been feeling that you might run out of money before you run out of life or simply observe opportunities that pass you by.. Please consult us first, way before you deny your bucket-list adventure or one idea. What does this mean for you? Well the impact on your life could just be the future problem, you don't even know you might have, solved right here, in the present! The gift of time. Peace of Mind. ? ? ? ? ? Kimberly and Ray were absolutely the best! From start to the end, I had all my questions answered by a phone call. And if they did not have answer, they got within a few minutes. They made me feel like I was the only customer they had. A 10 rating is not high enough for them. They take it to a much higher level. I would only recommend them to any of my friends, or anyone who's l
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