Credit card expert Beverly Harzog shares how she went from being a credit card disaster to a credit card diva. When Beverly got out of college, she spent the next 10 years racking up debt on seven credit cards. Credit card limits, she believed, were merely "guidelines," certainly not anything to be taken seriously...especially if she was in dire need of a new pair of shoes. The fact that she was a CPA at the time adds an ironic twist to the credit quagmire she slowly descended into. In Confessions of a Credit Junkie, Beverly candidly details her own credit card mishaps and offers easy-to-follow advice, often with a touch of Southern humor, to help others avoid them. In this much-needed audiobook, you'll learn: How to use the Credit Card Personality Quiz to choose the right credit cards The seven ways to use a credit card to rebuild credit How to get out of debt using a balance transfer credit card--and pay zero interest while doing it Credit card strategies to save a bundle on groceries, gas, and more Anyone in debt will benefit from the down-to-earth, practical tips Beverly offers.
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Beverly Harzog is a nationally recognized credit card expert, author, and consumer advocate. She has appeared on Fox News, CNN, and other top media markets across the country. She is a frequent guest on syndicated radio shows, and her advice appears regularly in print and on major websites, including the Wall Street Journal, the New York Times, USA Today, SmartMoney, Money Magazine, the Washington Post, MSNMoney.com, CNNMoney.com, and many more.
Beverly runs a popular credit card blog on her website and has coauthored two books, The Complete Idiot’s Guide to Person-to-Person Lending and Simple Numbers, Straight Talk, Big Profits! She lives in Johns Creek, Georgia, with her husband and two children.
Lyndsay Vitale is a narrator of audiobooks. Her readings include Confessions of a Credit Junkie by Beverly Harzog, Simple Secrets by Kathy Davis, Rise to the Top by Stacey Hawley, and The Successful Virtual Classroom by Darlene Christopher.