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A Richer Retirement: Supercharging the 4% Rule to Spend More and Enjoy More Audiobook, by William P. Bengen Play Audiobook Sample

A Richer Retirement: Supercharging the 4% Rule to Spend More and Enjoy More Audiobook

A Richer Retirement: Supercharging the 4% Rule to Spend More and Enjoy More Audiobook, by William P. Bengen Play Audiobook Sample
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Read By: Paul Heitsch Publisher: Ascent Audio Listen Time: at 1.0x Speed 4.00 hours at 1.5x Speed 3.00 hours at 2.0x Speed Release Date: September 2025 Format: Unabridged Audiobook ISBN: 9781663756282

Quick Stats About this Audiobook

Total Audiobook Chapters:

16

Longest Chapter Length:

56:25 minutes

Shortest Chapter Length:

05:34 minutes

Average Chapter Length:

22:30 minutes

Audiobooks by this Author:

1

Publisher Description

In A Richer Retirement: Supercharging the 4% Rule to Spend More and Enjoy More, entrepreneur, researcher, and financial planner, William P. Bengen, delivers a straightforward, soup-to-nuts guide for maximizing your withdrawals from your investment accounts during your retirement. The author explains how you can draw heavily on your retirement accounts without spending yourself into premature poverty.

This book is a comprehensive roadmap to constructing your personal retirement withdrawal plan. You'll learn how to compute a low-risk maximum withdrawal rate so that you can enjoy your retirement savings to the utmost. You'll also discover guidance on why and how to adjust your withdrawals during retirement to help make sure that your accounts last your entire life.

You'll also find:

● The eight elements of a comprehensive personal retirement withdrawal plan

● Techniques for selecting your withdrawal rate based on the eight elements, inflation, and stock market valuation

● A template for your withdrawal plan that will help you recognize if you're overspending (or underspending!) and exactly how to address that issue

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“Bengen delivers a well-researched, rigorous, and readable book that clearly presents the methodology and assumptions required to develop a safe withdrawal rate while providing valuable insights into the risks of withdrawal strategies in retirement. Importantly he shows how to manage the strategy throughout retirement.”

— Larry Swecroe, author of eighteen books on investing, including Enrich Your Future

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About William P. Bengen

William P. Bengen received a BS from MIT in aeronautics and astronautics and an MS from the College for Financial Planning. He has had four careers: trained as an aerospace engineer, CEO of his family's soft drink bottling business (New York), fee-only financial planning practitioner (California), and currently a financial researcher and aspiring novelist (Arizona). He is a former CFP® licensee. In the early 1990s, in response to client questions, Mr. Bengen began research on the sustainability of withdrawals from stock and bond portfolios, which gave rise to the so-called "4% Rule." He is frequently quoted in major financial publications, and appears regularly on financial industry podcasts. In 2014 he received NAPFA's Robert J. Underwood Distinguished Service Award and in 2017 the Investment News Innovators Award. In 2023 he was awarded the Inside Information Iconoclast Award. He currently lives in SaddleBrooke, Arizona, where he continues his research into the "4% Rule."

About Paul Heitsch

After producing, directing, and engineering spoken word recordings for over twenty years, Paul Heitsch began narrating audiobooks in 2011, and has recorded many bestselling titles as both himself and under a pseudonym. A classically trained pianist, Paul is also a composer and sound designer, and is currently the director of music for the James Madison University School of Theatre and Dance, and an adjunct instructor for the JMU School of Music. He and his family live in the beautiful Shenandoah Valley region of Virginia (although Chicago will always be his hometown).