" The basic idea I got out of this book was to take my 401k money out of the "lifecycle" fund for my target retirement and move 100% (Cramer advocates 0% bonds investment in your 20s, and then 10% more every decade from there, which sounds reasonable close to my conventional wisdom) of the funds into a passive index fund with the lowest management and/or administrative fees that i could find. For my plan, this turned out to be the Dreyfus S&P 500 index. Cramer liked the Vanguard S&P index better. I thought I wanted to do more with managing my retirement funds, but since there seems to be so much work associated with it, this was the easiest move. My lifecycle fund that I was in had management fees close to 1.25%, cutting into my money!! Other than that, the book felt a little dated. I'd be curious how much, if any, of his advice has changed. "
— Paul, 2/12/2014